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This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

Google Rating
5.0

Reviews from Insurance808 clients.

The best insurance agency, according to those who matter: Our Customers.

RK
Robert McKay
Bunker has been great, very high-touch onboarding experience as long as I stay proactive. They sourced really competitive quotes, went out of their way to fit my idiosyncratic requirements, and saved my contractors a ton of money vs. Thimble or similar. While I haven't really used the platform yet, it's very impressive in the demo and I'm excited to explore how the API can help me automate compliance.
AV
AVI
Super easy to get small business insurance. I contacted them with what insurance I needed and in less than a week I was covered. Couldn't have asked for a better experience.
MA
Makini
The agent went above and beyond to help me with getting me business insurance up and running safely. I would recommend this company for your insurance needs.
JM
Julia Muniz
We are extremely satisfied with the services provided by our account representative. We couldn't have achieved and completed the process without his guidance and assistance. Thank you once again for the help and support received.
VB
Vincent Booker
I needed insurance for my LLC. This process was fast and I was quoted a great price for insurance. I bound the insurance within 24 hours after recieving the quote. Service and follow-up was excellent. I would recommend.
TR
Trent
I submitted my application smoothly. Bunker was very responsive and kept me updated throughout each step of the process. They found an insurer quickly and the rates were reasonable. When the COI needed to be changed to another company, they did it within 12 hours of the request--fantastic, professional customer experience!
AM
Amy
I had to call several times to get my coverage sorted out and it was so refreshing to have the phone quickly answered by friendly humans who not only helped me efficiently but took time to share jokes. Excellent customer service skills.
MI
Miriam
I had a great experience with my insurance purchase for my business. Spencer my representative went above and beyond to help and guide me through all steps. Thank you very much for making this step easy and smooth for me.
RH
Robert Hanley
This is my second time around with Bunker Insurance. Their prices are fair and their service is excellent. They make business insurance very easy for me, AND I have recommended them to several of my LLC colleagues.
BE
Betty
It's been a delight to work with Bunker . They are very responsive . They pick up the phone and answer any questions and they complete every task needed for my liability insurance for my Amazon product.
JI
Jim
Bunker was totally proactive about notifying me of my coming term expiration and the option to automatically renew. Once I responded to go ahead, they took care of the entire renewal process on my behalf, so I didn't have to do a thing. Very easy!
EL
Elise
The process of getting liability insurance through Bunker was seamless. A quick online survey led to a solid quote...and the follow-up phone call led me to get my insurance in minutes.